Sunday, June 23, 2013

CarMax Reports Record First Quarter Results | VA Loan After a ...

RICHMOND, Va.?(BUSINESS WIRE)?

CarMax, Inc. (KMX) today reported record results for the first
quarter ended May 31, 2013.

  • Net sales and operating revenues increased 19% to $3.31?billion.
  • Used unit sales in comparable stores increased 17%.
  • Total used unit sales rose 22%.
  • Total wholesale unit sales increased 6%.
  • CarMax Auto Finance (CAF) income increased 16% to $87.0?million.
  • Net earnings grew 21% to $146.7?million. Net earnings per diluted
    share rose 23% to $0.64.

?We are very pleased to report our strongest increase in comparable
store used unit sales in several years,? said Tom Folliard, president
and chief executive officer. ?Strong retail sales growth, together with
continued contributions from CAF and wholesale drove all-time record
quarterly revenues and earnings.?

First Quarter Business Performance Review

Sales. Total used vehicle unit sales
grew 22% and comparable store used units grew 17% versus the prior
year?s first quarter. The comparable store used unit growth was again
driven by improved conversion, which we believe reflected continued
improvements in execution in our stores and an attractive consumer
credit environment.

Wholesale vehicle unit sales grew 6% compared with last year?s quarter.
Wholesale unit sales benefited from the growth in our store base and a
stronger appraisal buy rate.

Other sales and revenues increased 6% compared with the prior year?s
first quarter. Extended service plan (ESP) revenues increased 26%,
reflecting the 22% increase in used unit sales and an increase in ESP
penetration. Net third-party finance fees declined $11.9?million as the
third-party subprime providers (those who purchase financings at a
discount) originated 21% of used vehicle unit sales in the current
quarter versus 16% in the prior year?s first quarter. We believe that
more attractive offers by our third-party providers and a delay in the
2013 tax refund season contributed to the increase in subprime
financings.

Gross Profit. Total gross profit
increased 17% to $448.1?million. Used vehicle gross profit rose 22% to
$303.9?million, driven by the 22% increase in used unit sales, while
wholesale vehicle gross profit increased 6% to $86.5?million on the 6%
increase in wholesale unit sales. Used and wholesale vehicle gross
profit per unit were consistent with last year?s first quarter. Other
gross profit increased 15% to $56.6?million, as the increase in ESP
profits was partially offset by the reduction in net third-party finance
fees.

SGA. Selling, general and
administrative expenses increased 14% to $290.2?million. The increase
reflected the 12%?increase in our store base since the beginning of last
year?s first quarter (representing the addition of 13 stores) and higher
variable selling costs resulting from the 17% increase in comparable
store used unit sales. SGA per retail unit declined $131 to $2,086
versus $2,217 in the prior year?s quarter, as our comparable store used
unit growth generated meaningful overhead leverage.

CarMax Auto Finance.(1)
CAF income increased 16% to $87.0?million primarily as a result of the
21% increase in average managed receivables, which grew to
$6.15?billion. The increase in managed receivables reflected the rise in
CAF origination volumes in recent years resulting from an expansion of
CAF?s loan penetration rate, as well as our retail unit sales growth and
higher average amounts financed. The total interest margin, which
reflects the spread between interest and fees charged to consumers and
our funding costs, declined to 7.2% of average managed receivables in
the current quarter from 7.5% in last year?s first quarter. The average
contract rate on new loan originations has declined in recent quarters
as we provided more competitive offers in select customer segments.

As a percent of ending managed receivables, the allowance for loan
losses increased moderately to 1.0% as of May?31,?2013, compared with
0.9% as of May?31,?2012.

Superstore Openings. During the
first quarter of fiscal 2014, we opened three stores, entering the
Harrisonburg, Virginia, market and the Savannah and Columbus markets in
Georgia. Subsequent to the end of the quarter, we opened our fifth store
in the Houston, Texas, market.

Share Repurchase Program. During the
first quarter of fiscal 2014, we repurchased 2.9?million shares of
common stock for $124.6?million pursuant to our share repurchase
program. As of May?31,?2013, we had $463.5?million remaining available
for repurchase under the program.

?

Supplemental Financial Information

?

Sales Components

?

?

Three Months Ended May 31(1)

(In millions)

?

2013

?

2012

?

Change

Used vehicle sales

$

2,701.8

$

2,188.9

?

23.4

%

New vehicle sales

52.4

55.5

(5.5)

%

Wholesale vehicle sales

490.7

467.8

4.9

%

Other sales and revenues:

Extended service plan revenues

64.6

51.3

26.0

%

Service department sales

27.4

24.8

10.3

%

Third-party finance fees, net

?

?

(25.8)

?

?

(13.8)

?

?

(86.4)

%

Total other sales and revenues

?

?

66.2

?

?

62.3

?

?

6.4

%

Total net sales and operating revenues

?

$

3,311.1

?

$

2,774.4

?

?

19.3

%

?

?

Selected Operating Ratios

?

?

Three Months Ended May 31

(In millions)

?

2013

?

% (1)

?

2012

?

% (1)

Net sales and operating revenues

$

3,311.1

?

100.0

?

$

2,774.4

?

100.0

Gross profit

$

448.1

13.5

$

381.9

13.8

CarMax Auto Finance income

$

87.0

2.6

$

75.2

2.7

Selling, general, and administrative

expenses

$

290.2

8.8

$

253.6

9.1

Interest expense

$

7.9

0.2

$

8.1

0.3

Earnings before income taxes

$

237.3

7.2

$

195.6

7.1

Net earnings

$

146.7

4.4

$

120.7

4.4

?

?

Gross Profit per Unit

?

?

Three Months Ended May 31

?

?

2013

?

2012

?

?

$ per unit(1)

?

%(2)

?

$ per unit(1)

?

%(2)

Used vehicle gross profit

$

2,216

?

11.2

?

$

2,221

?

11.4

New vehicle gross profit

$

551

2.0

$

755

2.9

Wholesale vehicle gross profit

$

979

17.6

$

980

17.5

Other gross profit

$

407

85.5

$

429

78.8

Total gross profit

$

3,221

13.5

$

3,338

13.8

?

?

Components of CAF Income and Other CAF
Information

?

?

Three Months Ended May 31

(In millions)

?

2013

?

% (1)

?

2012

?

% (1)

Interest margin:

?

?

?

Interest and fee income

$

133.5

8.7

$

120.3

9.5

Interest expense

?

?

(22.8

)

?

(1.5

)

?

?

(25.1

)

?

(2.0

)

Total interest margin

110.7

7.2

95.2

7.5

Provision for loan losses

?

?

(11.3

)

?

(0.7

)

?

?

(9.2

)

?

(0.7

)

Total interest margin after provision for loan losses

99.4

6.5

86.0

6.8

Total direct expenses

?

?

(12.4

)

?

(0.8

)

?

?

(10.8

)

?

(0.9

)

CarMax Auto Finance income

?

$

87.0

?

?

5.7

?

?

$

75.2

?

?

5.9

?

?

Total average managed receivables

$

6,152.5

$

5,075.2

Net loans originated

$

1,120.2

$

786.8

Net CAF penetration rate

41.5

%

36.4

%

Weighted average contract rate

7.0

%

8.9

%

?

Ending allowance for loan losses

$

60.9

$

46.6

?

Warehouse facility information:

Ending funded receivables

$

941.0

$

1,251.0

Ending unused capacity

$

759.0

$

349.0

?

?

Planned Superstore Openings

?

We currently plan to open the following superstores within 12
months from May 31, 2013:

?

?

Location

?

?

Television Market

?

?

Market Status

?

?

Planned Opening Date

Katy, Texas (1)

?

?

Houston

?

?

Existing

?

?

Q2 Fiscal 2014

Fairfield, California

Sacramento

Existing

Q2 Fiscal 2014

Jackson, Tennessee

Jackson

New

Q3 Fiscal 2014

Brandywine, Maryland

Washington/Baltimore

Existing

Q3 Fiscal 2014

St. Louis, Missouri

St. Louis

New

Q3 Fiscal 2014

St. Peters, Missouri

St. Louis

New

Q4 Fiscal 2014

Newark, Delaware

Philadelphia

New

Q4 Fiscal 2014

King of Prussia, Pennsylvania

Philadelphia

New

Q4 Fiscal 2014

Frederick, Maryland

Washington/Baltimore

Existing

Q4 Fiscal 2014

Elk Grove, California

Sacramento

Existing

Q4 Fiscal 2014

Henrietta, New York

Rochester

New

Q1 Fiscal 2015

Dothan, Alabama

Dothan

New

Q1 Fiscal 2015

Mechanicsburg, Pennsylvania

Harrisburg

Existing

Q1 Fiscal 2015

Spokane, Washington

Spokane

New

Q1 Fiscal 2015

?

Normal construction, permitting or other scheduling delays could shift
the opening dates of any of these stores into a later period. We
currently estimate capital expenditures will total approximately
$300?million in fiscal 2014. We expect to open between 10 and 15
superstores in each of the following 2?fiscal years.

Conference Call Information

We will host a conference call for investors at 9:00 a.m. ET today, June
21, 2013. Domestic investors may access the call at 1-888-298-3261
(international callers dial 1-706-679-7457). The conference I.D. for
both domestic and international callers is 26820891. A live webcast of
the call will be available on our investor information home page at
investor.carmax.com and at www.streetevents.com.

A webcast replay of the call will be available at investor.carmax.com
beginning at approximately 1:00?p.m. ET on June 21, 2013, through
September 23, 2013. A telephone replay also will be available through
June 28, 2013, and may be accessed by dialing 1-855-859-2056
(international callers dial 1-404-537-3406). The conference I.D. for
both domestic and international callers is 26820891.

Second Quarter Fiscal 2014 Earnings Release Date

We currently plan to release results for the second quarter ending
August 31, 2013, on Tuesday, September 24, 2013, before the opening of
the New York Stock Exchange. We will host a conference call for
investors at 9:00?a.m. ET on that date. Information on this conference
call will be available on our investor information home page at
investor.carmax.com in early September 2013.

About CarMax

CarMax, a member of the Fortune 500 and the SP 500,
and one of the Fortune ?100 Best Companies to Work For,?
for nine consecutive years, is the nation?s largest retailer of used
vehicles. Headquartered in Richmond, Va., CarMax currently operates 122
used car superstores in 61 markets. The CarMax consumer offer features
low, no-haggle prices, a broad selection of CarMax Quality Certified
used vehicles and superior customer service. During the twelve months
ended February 28, 2013, the company retailed 447,728 used vehicles and
sold 324,779 wholesale vehicles at our in-store auctions. For more
information, access the CarMax website at www.carmax.com.

Forward-Looking Statements

We caution readers that the statements contained in this release about
our future business plans, operations, opportunities or prospects,
including without limitation any statements or factors regarding
expected sales, margins or earnings, are forward-looking statements made
pursuant to the safe harbor provisions of the Private Securities
Litigation Reform Act of 1995. Such forward-looking statements are based
upon management?s current knowledge and assumptions about future events
and involve risks and uncertainties that could cause actual results to
differ materially from anticipated results. Among the factors that could
cause actual results and outcomes to differ materially from those
contained in the forward-looking statements are the following:

  • Changes in general or regional U.S. economic conditions.
  • Changes in the competitive landscape within our industry.
  • Changes in the availability or cost of capital and working capital
    financing, including changes related to the asset-backed
    securitization market.
  • Changes in consumer credit availability related to our third-party
    financing providers.
  • Significant changes in retail prices for used and new vehicles.
  • A reduction in the availability of or access to sources of inventory.
  • Factors related to the regulatory and legislative environment in which
    we operate.
  • Events that damage our reputation or harm the perception of the
    quality of our brand.
  • Security breaches or other events that result in the misappropriation,
    loss or other unauthorized disclosure of confidential customer
    information.
  • Factors related to geographic growth, including the inability to
    acquire or lease suitable real estate at favorable terms or to
    effectively manage our growth.
  • The loss of key employees from our store, regional or corporate
    management teams or a significant increase in labor costs.
  • The failure of key information systems.
  • The effect of various litigation matters.
  • Adverse conditions affecting one or more automotive manufacturers or
    manufacturer recalls.
  • The occurrence of severe weather events.
  • Factors related to the seasonal fluctuations in our business.
  • Factors related to the geographic concentration of our superstores.
  • The effect of new accounting requirements or changes to U.S. generally
    accepted accounting principles.
  • Acts of terrorism, the outbreak of war, or other significant national
    or international events.

For more details on factors that could affect expectations, see our
Annual Report on Form 10-K for the fiscal year ended February 28, 2013,
and our quarterly or current reports as filed with or furnished to the
Securities and Exchange Commission. Our filings are publicly available
on our investor information home page at investor.carmax.com. Requests
for information may also be made to the Investor Relations Department by
email to investor_relations@carmax.com
or by calling 1-804-747-0422 ext. 4391. We disclaim any intent or
obligation to update our forward-looking statements.

?

CARMAX, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF EARNINGS

(UNAUDITED)

?

?

Three Months Ended May 31

(In thousands except per share data)

?

2013

?

% (1)

?

2012

?

% (1)

SALES AND OPERATING REVENUES:

?

?

?

Used vehicle sales

$

2,701,755

81.6

$

2,188,907

78.9

New vehicle sales

52,427

1.6

55,457

2.0

Wholesale vehicle sales

490,659

14.8

467,795

16.9

Other sales and revenues

?

?

66,216

?

2.0

?

?

62,261

?

2.2

NET SALES AND OPERATING REVENUES

3,311,057

100.0

2,774,420

100.0

Cost of sales

?

?

2,862,961

?

86.5

?

?

2,392,505

?

86.2

GROSS PROFIT

448,096

13.5

381,915

13.8

CARMAX AUTO FINANCE INCOME

87,019

2.6

75,179

2.7

Selling, general and administrative expenses

290,189

8.8

253,603

9.1

Interest expense

7,878

0.2

8,143

0.3

Other income

?

?

241

?

?

?

?

285

?

?

Earnings before income taxes

237,289

7.2

195,633

7.1

Income tax provision

?

?

90,638

?

2.7

?

?

74,887

?

2.7

NET EARNINGS

?

$

146,651

?

4.4

?

$

120,746

?

4.4

WEIGHTED AVERAGE COMMON SHARES:

Basic

224,618

227,773

Diluted

228,552

231,802

NET EARNINGS PER SHARE:

Basic

$

0.65

$

0.53

Diluted

$

0.64

$

0.52

?

?

CARMAX, INC. AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

?

?

(Unaudited)

?

?

(Unaudited)

May 31

February 28

May 31

(In thousands except share data)

?

2013

?

2013

?

2012

ASSETS

CURRENT ASSETS:

Cash and cash equivalents

$

725,267

$

449,364

$

456,413

Restricted cash from collections on auto loan receivables

240,715

224,287

182,316

Accounts receivable, net

70,452

91,961

65,705

Inventory

1,398,200

1,517,813

1,210,196

Deferred income taxes

4,737

5,193

6,119

Other current assets

?

?

15,402

?

?

?

21,513

?

?

?

10,258

?

TOTAL CURRENT ASSETS

2,454,773

2,310,131

1,931,007

Auto loan receivables, net

6,310,446

5,895,918

5,132,163

Property and equipment, net

1,444,128

1,428,970

1,305,462

Deferred income taxes

138,158

145,875

130,583

Other assets

?

?

102,949

?

?

?

107,708

?

?

?

98,948

?

TOTAL ASSETS

?

$

10,450,454

?

?

$

9,888,602

?

?

$

8,598,163

?

?

LIABILITIES AND SHAREHOLDERS? EQUITY

CURRENT LIABILITIES:

Accounts payable

$

316,640

$

336,721

$

293,924

Accrued expenses and other current liabilities

109,714

147,821

108,733

Accrued income taxes

58,965

222

48,070

Short-term debt

972

355

791

Current portion of finance and capital lease obligations

16,830

16,139

14,730

Current portion of non-recourse notes payable

?

?

207,113

?

?

?

182,915

?

?

?

152,268

?

TOTAL CURRENT LIABILITIES

710,234

684,173

618,516

Finance and capital lease obligations, excluding current portion

332,965

337,452

349,648

Non-recourse notes payable, excluding current portion

6,160,242

5,672,175

4,672,921

Other liabilities

?

?

171,631

?

?

?

175,635

?

?

?

136,730

?

TOTAL LIABILITIES

?

?

7,375,072

?

?

?

6,869,435

?

?

?

5,777,815

?

?

Commitments and contingent liabilities

?

SHAREHOLDERS? EQUITY:

Common stock, $0.50 par value; 350,000,000 shares authorized;

224,145,439 and 225,906,108 shares issued and outstanding

as of May 31, 2013 and February 28, 2013, respectively

112,073

112,953

114,153

Capital in excess of par value

990,778

972,250

901,725

Accumulated other comprehensive loss

(57,510

)

(59,808

)

(60,795

)

Retained earnings

?

?

2,030,041

?

?

?

1,993,772

?

?

?

1,865,265

?

TOTAL SHAREHOLDERS? EQUITY

?

?

3,075,382

?

?

?

3,019,167

?

?

?

2,820,348

?

TOTAL LIABILITIES AND SHAREHOLDERS? EQUITY

?

$

10,450,454

?

?

$

9,888,602

?

?

$

8,598,163

?

?

?

CARMAX, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

(UNAUDITED)

?

?

Three Months Ended May 31

(In thousands)

?

2013

?

2012

OPERATING ACTIVITIES:

?

Net earnings

$

146,651

$

120,746

Adjustments to reconcile net earnings to net cash

used in operating activities:

Depreciation and amortization

24,335

22,982

Share-based compensation expense

22,941

15,592

Provision for loan losses

11,299

9,176

(Gain) loss on disposition of assets

(178

)

192

Deferred income tax provision

6,695

7,511

Net decrease (increase) in:

Accounts receivable, net

21,509

20,729

Inventory

119,613

(117,604

)

Other current assets

7,293

7,242

Auto loan receivables, net

(425,827

)

(181,492

)

Other assets

(2,592

)

2,225

Net increase (decrease) in:

Accounts payable, accrued expenses and other current

liabilities and accrued income taxes

533

(7,641

)

Other liabilities

?

?

(9,851

)

?

?

(15,178

)

NET CASH USED IN OPERATING ACTIVITIES

?

?

(77,579

)

?

?

(115,520

)

INVESTING ACTIVITIES:

Capital expenditures

(42,045

)

(47,636

)

Proceeds from sales of assets

4,610

?

(Increase) decrease in restricted cash from collections on auto loan
receivables

(16,428

)

21,998

Increase in restricted cash in reserve accounts

(2,812

)

(236

)

Release of restricted cash from reserve accounts

10,011

6,382

Sales of money market securities, net

1,313

169

Purchases of investments available-for-sale

?

?

(1,161

)

?

?

(1,096

)

NET CASH USED IN INVESTING ACTIVITIES

?

?

(46,512

)

?

?

(20,419

)

FINANCING ACTIVITIES:

Increase (decrease) in short-term debt, net

617

(152

)

Payments on finance and capital lease obligations

(3,796

)

(3,296

)

Issuances of non-recourse notes payable

1,774,000

698,000

Payments on non-recourse notes payable

(1,261,735

)

(556,900

)

Repurchase and retirement of common stock

(130,215

)

?

Equity issuances, net

11,204

2,529

Excess tax benefits from share-based payment arrangements

?

?

9,919

?

?

?

9,513

?

NET CASH PROVIDED BY FINANCING ACTIVITIES

?

?

399,994

?

?

?

149,694

?

Increase in cash and cash equivalents

275,903

13,755

Cash and cash equivalents at beginning of year

?

?

449,364

?

?

?

442,658

?

CASH AND CASH EQUIVALENTS AT END OF PERIOD

?

$

725,267

?

?

$

456,413

?

?

CarMax, Inc.
Investors and Financial Media:
Katharine Kenny, Vice President, Investor Relations, (804) 935-4591
Celeste Gunter, Manager, Investor Relations, (804) 935-4597
or
General Media:
Trina Lee, Director, Public Relations, (855) 887-2915
Catherine Gryp, Manager, Public Relations, (855) 887-2915

Source: http://finance.yahoo.com/news/carmax-reports-record-first-quarter-113500450.html

Source: http://valoanaftershortsale.org/2013/06/21/carmax-reports-record-first-quarter-results/

Oscar Results Jennifer Lawrence Fall Ang Lee les miserables jennifer lawrence

No comments:

Post a Comment

Note: Only a member of this blog may post a comment.